Health insurance provides security for times when one is unable to work and support one’s basic needs. Health insurance packages vary, though. This is why it is very important to always perform a health insurance comparison prior to obtaining a policy. Disability Benefits under Private Health Insurance No disability coverage is as varied as the [...]
Category archives / Understanding Insurance
Are you feeling tired a lot or struggling with other worrying health issues? You’ll want to get it looked into. Many people are reluctant to consult their doctor out of fear for what it may cost. You may be aware that Medicare will cover GP consultations, but what happens beyond that? If your tiredness symptoms [...]
Palliative care is for terminal illnesses. This can include conditions such as cancer, HIV/AIDs, Motor Neurone Disease, Muscular Dystrophy and Multiple Sclerosis. The aim is to improve quality of life when there is little or no chance of recovery.
If you’re not familiar with hospital cover, you might assume that it doesn’t matter whether you’re in hospital as an in-patient or as an out-patient.
As you may know, any type of policy will always have its exclusions and restrictions. Nevertheless the types of coverage available in private health insurance are wide enough to include what you would reasonably expect.
Community rating means that all Australians have affordable access to private health insurance. Everyone pays the same baseline premium for their health insurance and health funds are not allowed to discriminate.
Unless money is no object to you, then cost will be a consideration when you compare health insurance options. There’s a lot to learn and consider, but with some time and effort, you can get the coverage you want and feel confident you’re paying no more than necessary.
The decision of whether or not to purchase private health insurance is an important one in Australia as in many other countries. While private health insurance is not a necessity, there may be several benefits to private health cover, both on a practical and financial level.